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Home Affordability

What home price can you actually qualify for in California — based on standard debt-to-income rules, including property tax and insurance.

Your finances

Loan assumptions

Risk profile

Your max

$644,313

Maximum purchase price

Maximum monthly housing$4,200
Down payment required$128,863
Loan amount$515,450
Monthly income$15,000

Disclaimer

This calculator provides estimates for informational purposes only. It does not constitute financial, legal, or tax advice. Consult a licensed mortgage professional, attorney, or CPA before making any real estate decisions. Rate data sourced from the Federal Reserve Economic Data (FRED — Freddie Mac Primary Mortgage Market Survey).